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About new york - car insurance quotes ny
- New York is a state in the north eastern United States.
- New York City is a global city, exerting a significant impact upon commerce, finance, media, art, fashion, research, technology, education, and entertainment, its fast pace defining the term New York minute.
- New York Capital City : Albany.
- New York Nickname : Empire State.
- Capital Tour : New York Capital Tour.
- New York Flag : The goddess Liberty holds a pole with a Liberty Cap on top. Liberty stands for freedom. At her feet is a discarded crown, representing freedom from England at the end of the revolutionary war.
- New York Flower : Rose (Rosa).
- New York Largest Cities : New York ,Buffalo,Rochester ,Yonkers, Syracuse, Albany, New Rochelle, Mount Vernon ,Schenectady, Utica.
- New York Origin of State Name : Named after England's Duke of York
- New York Population (2013) : 19,651,127.
- New York Rank : 3 of 50.
- New York Area : 54,475 sq.mi (141,090 sq.km.), 27th.
- New York Land : 47,224 sq.mi. (122,310 sq.km.), 30th.
- New York Water : 7,251 sq.mi. (18,780 sq.km.), 8th.
- New York Border States : Connecticut , Massachusetts , New Jersey , Pennsylvania , Rhode Island (water border) , Vermont .
- New York Geographic Center : Madison, 26 miles southwest of Utica.
- New York Highest Point : Mt. Marcy ; 5,344 feet, ( 1,629 m. )21st tallest.
- New York Location : Absolute Center: 42°57.9'N / 76°1'W.
- New York Relative Center : Madison, 26 miles southwest of Utica.
- New York Lowest Point : Atlantic Coast ; sea level, tied for 3rd lowest.
- New York Museums :
- The Metropolitan Museum of Art (New York).
- The Buffalo History Museum (Buffalo).
- The Rockwell Museum (Corning).
- State Parks : New York State Parks.
- New York Agriculture: Dairy products, cattle and other livestock, vegetables, nursery stock, apples.
- New York Industry: Printing and publishing, scientific instruments, electric equipment, machinery, chemical products, tourism.
- New York has a diverse geography.
- The southern part of the state consists of Long Island and several smaller associated islands, as well as New York City and the lower Hudson River Valley.
- New York had been inhabited by tribes of Algonquian and Iroquoian-
- speaking Native
- Americans for several hundred years by the time the earliest Europeans came to New York.
- New York State is geographically home to one National Football League team.
- New York has two National Basketball Association teams, the New York Knicks in Manhattan, and the Brooklyn Nets in Brooklyn.
- New York is a major agricultural producer overall, ranking among the top five states for agricultural products including maple syrup, apples, cherries, cabbage, dairy products, onions, and potatoes.
New York Minimum Liability - car insurance quotes ny
- Bodily Injury
- $25k per person
- $50k per accident
- Property Damage
- $10k per accident
- $60,000 in accident coverage, and
- an additional $25,000 in property damage protection (PDP) coverage.
- Experts say that you should maintain at least
- $50,000 in personal injury protection insurance, and
- an additional $100,000 of accident coverage, known as the 50/100 plan.
Minimum Requirements for Auto Insurance Coverage in New York - auto insurance quotes ny
| New York Required Minimum | Study Limits | |
| Bodily Injury Liability (BIL) | $25,000 per person, and | $50,000 per person, and |
| up to $50,000 per accident | up to $100,000 per accident | |
| Property Damage | $10,000 per accident | $25,000 |
| Personal Injury Protection | $50,000 | $50,000 |
| Uninsured / Underinsured Motorist BIL | Optional | $50,000 per person, and |
| up to $100,000 per accident | ||
| Collision / Comprehensive Deductible | Optional | $500 |
new york car insurance - car insurance quotes ny
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- Below are of some of the terms for travel insurance and travelers insurance ,
- car insurance Adjuster - The person from your car insurance companies who investigates and evaluates your damage and losses.
- insurance agent - An individual or organization licensed to sell and service insurance policies for an auto insurance companies.
- insurance broker - Fee Agreement - The contract between you and your broker. It lists the fees for your broker's services
- insurance Cancellation - When you or your insurance company ends your policy early. They might do this because you did not pay your premium. You might cancel your policy because you are no longer own or drive a car.
- insurance claim - Your request to an insurance companies to cover an accident or other loss.
- full coverage car insurance - Pays for damage to your car caused by physical contact with another vehicle or an object, such as a tree, rock, guardrail, building, or person. insurance coverage makes you to get the loss of your property
- Commission - The fee that an insurance company pays an agent or broker when they sell a policy
- Comprehensive coverage - Pays for damage to your car caused by something other than a collision, such as fire, theft, vandalism, windstorm, flood, falling objects, etc.
- Deductible - The amount of the loss that you must pay before your insurance company pays anything. Only comprehensive and collision coverage have deductibles.
- Gap coverage - This pays the difference between the fair market value of your new car and the balance you owe on your loan or lease.
- Insured - The person who can receive covered benefits in case of an accident or loss. Also called the policyholder.Addition to the "car insurance" the policyholder will be advised to take "life insurance" too.
- car insurance companies - Insurer - The company that issues your insurance. compare car insurance to look for the "cheap insurance" companies. auto insurance companies will provide you the auto insurance quotes to you. If you feel it's a "best auto insurance" company go ahead with them.
- Liability coverage - insurance that helps pay for the injuries and damage to others from accidents that are not your fault. affordable insurance and comprehensive car insurance are key factors you need to check for the getting insurance.
- Surcharge - An extra charge that is added to the premium by an insurance company. This usually happens because a covered driver has had an accident or moving violation that is their fault.
- Subrogation - When one insurance company pays money on a claim, and then tries to get paid back or reimbursed by another insurance company
- Declarations page - Usually the first page of an insurance policy. It lists the full legal name of your insurance company, the amount and types of coverage, the deductibles, and the vehicle(s) insured.
