car insurance oregon - Top 10 best car / auto insurance list in oregon - oregon department of insurance
About oregon - car insurance oregon
- Oregon is a state in the Pacific Northwest region of the United States.
- Oregon is bordered on the west by the Pacific Ocean, on the north by Washington, on the south by California, on the east by Idaho, and on the southeast by Nevada.
- Oregon Capital City : Salem.
- Oregon Nickname : Beaver State.
- Capital Tour : Oregon Capital Tour.
- Oregon Flag : The flag of Oregon is the only state flag with different pictures on each side. On the reverse appears a beaver the state animal. Both sides have a field of navy blue with design in gold. The front picture includes a heart shaped shield with an eagle on top,surronded by thirty-three stars.
- Oregon Flower : Oregon Grape (Mahonia aquifolium) .
- Oregon Largest Cities : Portland, Eugene, Salem, Gresham, Hillsboro, Beaverton, Bend, Medford, Springfield, Corvallis.
- Oregon Origin of State Name : Origin and meaning of name unknown, may be based on the French word ouragan meaning "hurricane," as the French referred to the Columbia River as le fleuve aux ouragans meaning "Hurricane River“.
- Oregon Population (2013) : 3,930,065.
- Oregon Rank : 27 of 50.
- Oregon Area : 98,386 sq. mi (254,819 sq.km.), 9th.
- Oregon Land : 96,003 sq. mi (248,647 sq.km.), 10th.
- Oregon Water : 2,383 sq. mi (6,172 sq.km.), 19th.
- Oregon Border States : California , Idaho , Nevada , Washington.
- Oregon Geographic Center : Crook, 25 miles south-southeast of Prineville.
- Oregon Highest Point : Mount Hood ; 11,239 feet, ( 3,429 m.) 13th tallest.
- Oregon Location : Absolute Center: 43°52.1'N / 120°58.7'W.
- Oregon Relative Center : Crook, 25 miles south southeast of Prineville.
- Oregon Lowest Point : Pacific Coast ; sea level, tied for 3rd lowest.
- Oregon Museums :
- Portland Art Museum (Portland).
- Columbia River Maritime Museum (Astoria).
- High Desert Museum (Bend).
- State Parks : Oregon State Parks.
- Oregon Agriculture : Cattle, vegetables, nursery stock, fruits and nuts, dairy products, wheat.
- Oregon Industry : Lumber and wood products, tourism, food processing, paper products, machinery, scientific instruments.
- Oregon's economy is largely powered by various forms of agriculture, fishing, and hydroelectric power. It is also the top timber-producer of the lower 48 states.
- Technology is another one of the state's major economic forces, which began in the 1970s with the establishment of the Silicon Forest and the expansion of Tektronix and Intel.
- Oregon's unemployment rate was 5.5% in September 2016, while the U.S. unemployment rate was 5.0% that month. Oregon has the third largest amount of food stamp users in the nation (21% of the population).
- Oregon's climate is generally mild. The state has an oceanic climate west of the Cascade mountain range.
- The climate varies with dense evergreen mixed forests spreading across much of the west, and a high desert sprawling to the east.
- Oregon's highest recorded temperature is 119 °F (48 °C) at Pendleton on August 10, 1898, and the lowest recorded temperature is −54 °F (−48 °C) at Seneca on February 10, 1933.
Oregon Minimum Liability - car insurance oregon
- Bodily Injury
- $25k per person
- $50k per accident
- Property Damage
- $20k per accident
- $25,000 for bodily injury and
- $50,000 per accident.
- $50,000 for bodily injury and
- $100,000 per accident, also known as 50/100 coverage.
Minimum Requirements for Auto Insurance Coverage in oregon - auto insurance quotes oregon
|Insurance Coverage||Oregon Minimum Coverage||Study Coverage|
|Bodily Injury (BI) (per person / per accident)||$25,000 / $50,000||$50,000 / $100,000|
|Property Damage (PD)||20,000||25,000|
|Personal Injury Protection||15,000||15,000|
|Uninsured Motorist BI (per person / per accident)||25,000 / 50,000||50,000 / 100,000|
oregon car insurance - car insurance oregon
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- car insurance Adjuster - The person from your car insurance companies who investigates and evaluates your damage and losses.
- insurance agent - An individual or organization licensed to sell and service insurance policies for an auto insurance companies.
- insurance broker - Fee Agreement - The contract between you and your broker. It lists the fees for your broker's services
- insurance Cancellation - When you or your insurance company ends your policy early. They might do this because you did not pay your premium. You might cancel your policy because you are no longer own or drive a car.
- insurance claim - Your request to an insurance companies to cover an accident or other loss.
- full coverage car insurance - Pays for damage to your car caused by physical contact with another vehicle or an object, such as a tree, rock, guardrail, building, or person. insurance coverage makes you to get the loss of your property
- Commission - The fee that an insurance company pays an agent or broker when they sell a policy
- Comprehensive coverage - Pays for damage to your car caused by something other than a collision, such as fire, theft, vandalism, windstorm, flood, falling objects, etc.
- Deductible - The amount of the loss that you must pay before your insurance company pays anything. Only comprehensive and collision coverage have deductibles.
- Gap coverage - This pays the difference between the fair market value of your new car and the balance you owe on your loan or lease.
- Insured - The person who can receive covered benefits in case of an accident or loss. Also called the policyholder.Addition to the "car insurance" the policyholder will be advised to take "life insurance" too.
- car insurance companies - Insurer - The company that issues your insurance. compare car insurance to look for the "cheap insurance" companies. auto insurance companies will provide you the auto insurance quotes to you. If you feel it's a "best auto insurance" company go ahead with them.
- Liability coverage - insurance that helps pay for the injuries and damage to others from accidents that are not your fault. affordable insurance and comprehensive car insurance are key factors you need to check for the getting insurance.
- Surcharge - An extra charge that is added to the premium by an insurance company. This usually happens because a covered driver has had an accident or moving violation that is their fault.
- Subrogation - When one insurance company pays money on a claim, and then tries to get paid back or reimbursed by another insurance company
- Declarations page - Usually the first page of an insurance policy. It lists the full legal name of your insurance company, the amount and types of coverage, the deductibles, and the vehicle(s) insured.