car insurance in georgia


About Georgia

  • Georgia is a state in the southeastern United States. The state was established in 1733, the last of the original Thirteen Colonies and it is named after King George II of Great Britain. In history, Georgia was the fourth state to ratify the United States Constitution, on January 2, 1788.
  • The state declared its secession from the Union on January 19, 1861, and was one of the original seven Confederate states. In 1870, It was the last state to be restored to the Union.
  • Georgia is ranked as the 24th largest and the 8th most populous of the 50 United States. From 2007 to 2008, 14 of Georgia's counties ranked among the nation's 100 fastest-growing state, ranked second to Texas.
  • Georgia is known as the Peach State and the Empire State of the South.
  • Capital of georgia is Atlanta, one of the most populous city and is a named global city, world city, alpha city or world center. This city is considered to be a very important node in the global economic system.
  • Georgia is bordered
    • to the south by Florida,
    • to the east by the Atlantic Ocean and South Carolina,
    • to the west by Alabama,
    • to the north by Tennessee and North Carolina.
  • The state's northern part is in the Blue Ridge Mountains, part of the Appalachian Mountains system. The Piedmont extends through the central part of the state from the foothills of the Blue Ridge to the Fall Line, where the rivers cascade down in elevation to the coastal plain of the state's southern part.
  • Georgia's is famous for its mountains, it's highest point is Brasstown Bald at 4,784 feet (1,458 m) above sea level; the lowest is the Atlantic Ocean. Georgia is the largest state east of the Mississippi River in land area
  • Capital: Atlanta
  • State abbreviation/Postal code: Ga./GA
  • Governor: Nathan Deal, R (to Jan. 2019)
  • U.S. Representatives: 14
  • Entered Union (rank): Jan. 2, 1788 (4)
  • Present constitution adopted: 1983
  • Motto: Wisdom, justice, and moderation
  • Origin of name: In honor of George II of England
  • 10 largest cities (2010): Atlanta, 443,775; Augusta-Richmond County,1 197,872; Columbus,1 185,888; Northeast Cobb, 169,756; Savannah, 142,022; Augusta, 136,381; Athens-Clarke County,1 118,999; Sandy Springs, 99,419; Roswell, 93,692; Macon, 91,234
  • Land area: 57,906 sq mi. (149,977 sq km)
  • Geographic center: In Twiggs Co., 18 mi. SE of Macon
  • Number of counties: 159
  • Largest county by population and area: Fulton, 977,129 (2012); Ware, 903 sq mi.
  • State forests: 6 (63,294 ac.)
  • State parks: 64 (65,066 ac.)
  • Residents: Georgian
  • 2015 resident population: 10,214,860

Washington Minimum Liability

  • Bodily Injury
    • $25k per person
    • $50k per accident
  • Property Damage
    • $25k per accident
  • Georgia’s stated minimum coverage is 25/50/25, half of the recommended 50/100/50.
  • That means that Georgia requires that you have $25,000 to cover personal injury, $50,000 per accident for bodily injury coverage, and $50,000 for property damage coverage.
  • Though Georgia’s liability limit is low, it’s important to remember that, should an accident produce more costs than your coverage can handle, you will be responsible for paying the balance out of pocket.

car insurance in georgia Minimum coverage

Coverage TypeLiability LimitsGeorgia Minimum
Bodily Injury $50,000 / $100,000 $25,000 / $50,000
Property Damage $50,000 $25,000
UM/UIM Bodily Injury $50,000 / $100,000 Optional
UM/UIM Property Damage $50,000 Optional
Comprehensive & Collision deductible $500 Optional

georgia car insurance

  • Getting the best and cheap car insurance quotes is really important. In georgia, you're legally required to have the car insurance coverage at the levels listed in the chart below.
  • Once you're familiar with the basics, take a look at the common coverage levels of policyholders in georgia. Many car insurance companies are competiting.
  • It's a great way to get a sense of cheap liability auto insurance and the vehicle insurance rates depends on the vehicle insured.
  • Your agent can help you understand the different full coverage car insurance types and you can collect car insurance quotes available in your state.
  • Then you can decide cheap car insurance and also insurance agent to be preferred or not what limits and deductibles best fit your needs. As your life changes, your vehicle insurance rates should, too.
  • Your agent will be there to discuss your options and help you find ways to save on your premium.
  • Wikitechy also provides you with helpful information so you can better understand car insurance and car insurance quotes can be taken online and rest easy knowing you're protected.
Below are the details for car insurance in georgia

Common Terms in car insurance quotes


  • Below are some of the terms for travel insurance and travelers insurance ,

  • car insurance Adjuster - The person from your car insurance companies who investigates and evaluates your damage and losses.
  • insurance agent - An individual or organization licensed to sell and service insurance policies for an auto insurance companies.
  • insurance broker - Fee Agreement - The contract between you and your broker. It lists the fees for your broker's services
  • insurance Cancellation - When you or your insurance company ends your policy early. They might do this because you did not pay your premium. You might cancel your policy because you are no longer own or drive a car.
  • insurance claim - Your request to an insurance companies to cover an accident or other loss.
  • full coverage car insurance - Pays for damage to your car caused by physical contact with another vehicle or an object, such as a tree, rock, guardrail, building, or person. insurance coverage makes you to get the loss of your property
  • Commission - The fee that an insurance company pays an agent or broker when they sell a policy
  • Comprehensive coverage - Pays for damage to your car caused by something other than a collision, such as fire, theft, vandalism, windstorm, flood, falling objects, etc.
  • Deductible - The amount of the loss that you must pay before your insurance company pays anything. Only comprehensive and collision coverage have deductibles.
  • Gap coverage - This pays the difference between the fair market value of your new car and the balance you owe on your loan or lease.
  • Insured - The person who can receive covered benefits in case of an accident or loss. Also called the policyholder.Addition to the "car insurance" the policyholder will be advised to take "life insurance" too.
  • car insurance companies - Insurer - The company that issues your insurance. compare car insurance to look for the "cheap insurance" companies. auto insurance companies will provide you the auto insurance quotes to you. If you feel it's a "best auto insurance" company go ahead with them.
  • Liability coverage - car insurance that helps pay for the injuries and damage to others from accidents that are not your fault. affordable insurance and comprehensive car insurance are key factors you need to check for the getting insurance.
  • Surcharge - An extra charge that is added to the premium by an insurance company. This usually happens because a covered driver has had an accident or moving violation that is their fault.
  • Subrogation - When one insurance company pays money on a claim, and then tries to get paid back or reimbursed by another insurance company
  • Declarations page - Usually the first page of an insurance policy. It lists the full legal name of your insurance company, the amount and types of coverage, the deductibles, and the vehicle(s) insured.

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