Job Objective


Looking for the position of Business Banker where I can apply my education and knowledge to help the firm grow.


Highlights of Qualifications:


  • Exceptional experience in managing commercial sales activities for business banking processes
  • Profound knowledge of customer financial requirements and objectives
  • Immense knowledge of various business deposit products Wide knowledge of coordinating with external vendors for sales activities
  • Familiarity with business banking services, commercial loan portfolio management
  • Solid understanding of cash management and business lending policies
  • Ability to evaluate financial structure of various loans
  • Ability to negotiate financial transactions
  • Ability to evaluate rehabilitation requirements and prepare plans
  • Ability to sell mortgage services to business owners
  • Ability to develop processes to facilitate increase in bank revenue

Professional Experience:


Business Banker

First American Bank, Charlotte, NC

August 2007 – Present

  • Developed professional relationship with clients for various business banking processes.
  • Maintained business banking portfolio for all clients and updated contact information.
  • Analyzed client portfolio for loan and credit policies and recommended activities to reduce risks.
  • Monitored new credit requests and designed loan write ups for clients.
  • Ensured compliance to all bank policies and community reinvestment regulations.
  • Coordinated with various business partners and clients to facilitate increase in market share.
  • Maintained record of all sales deposits and analyzed loan growth to achieve objectives.
  • Prepared reports for all sales activities within required timeframe and ensured accuracy.

Business Banker

First Community Bank, Charlotte, NC

May 2004 – July 2007

  • Coordinated with customers and evaluated all issues to provide appropriate solutions.
  • Developed various strategies to facilitate achievement of business objective and goals.
  • Maintained professional relationship with business banking sector to generate new business.
  • Performed timely collections on all past due loan accounts as per credits.
  • Ensured compliance to all credit quality standards for all everyday overdrafts for clients.
  • Analyzed all customer issues and questions on regular basis and provided response.
  • Designed strategies to facilitate growth for all existing accounts in bank.
  • Prepared negotiation terms and conditions for all loan agreements and leases.

Education:


Master’s Degree in Business Management

Kansas State University, Manhattan, KSBachelor’s Degree in Banking and Finance

Mary Baldwin College, Staunton, VA