Job Objective
Looking for the position of Business Banker where I can apply my education and knowledge to help the firm grow.
Highlights of Qualifications:
- Exceptional experience in managing commercial sales activities for business banking processes
- Profound knowledge of customer financial requirements and objectives
- Immense knowledge of various business deposit products Wide knowledge of coordinating with external vendors for sales activities
- Familiarity with business banking services, commercial loan portfolio management
- Solid understanding of cash management and business lending policies
- Ability to evaluate financial structure of various loans
- Ability to negotiate financial transactions
- Ability to evaluate rehabilitation requirements and prepare plans
- Ability to sell mortgage services to business owners
- Ability to develop processes to facilitate increase in bank revenue
Professional Experience:
Business Banker
First American Bank, Charlotte, NC
August 2007 – Present
- Developed professional relationship with clients for various business banking processes.
- Maintained business banking portfolio for all clients and updated contact information.
- Analyzed client portfolio for loan and credit policies and recommended activities to reduce risks.
- Monitored new credit requests and designed loan write ups for clients.
- Ensured compliance to all bank policies and community reinvestment regulations.
- Coordinated with various business partners and clients to facilitate increase in market share.
- Maintained record of all sales deposits and analyzed loan growth to achieve objectives.
- Prepared reports for all sales activities within required timeframe and ensured accuracy.
Business Banker
First Community Bank, Charlotte, NC
May 2004 – July 2007
- Coordinated with customers and evaluated all issues to provide appropriate solutions.
- Developed various strategies to facilitate achievement of business objective and goals.
- Maintained professional relationship with business banking sector to generate new business.
- Performed timely collections on all past due loan accounts as per credits.
- Ensured compliance to all credit quality standards for all everyday overdrafts for clients.
- Analyzed all customer issues and questions on regular basis and provided response.
- Designed strategies to facilitate growth for all existing accounts in bank.
- Prepared negotiation terms and conditions for all loan agreements and leases.
Education:
Master’s Degree in Business Management
Kansas State University, Manhattan, KSBachelor’s Degree in Banking and Finance
Mary Baldwin College, Staunton, VA